Comprehensive Guide to Crypto Baccarat

Baccarat is one of the most popular card games at online casinos. It is particularly popular among high-rollers, mainly because of its low house edge. At the same time, baccarat has straightforward rules, making it a perfect fit for beginners. Fun fact: Baccarat is James Bond’s favorite casino game. 

If you want to learn more about the game basics, from the baccarat house edge to the best baccarat strategy, stay tuned. This guide covers it all while introducing you to the best game variants and top-rated crypto baccarat sites.

kristoffer casino expert gottagamble

Kristoffer

Casino Expert

14 May, 2025

Last Update

Top 10 Baccarat Sites That Accept Bitcoin and Other Cryptocurrencies

Today, baccarat is considered an online casino staple, so you won’t find a crypto gambling platform with no game variants. However, some baccarat sites are better than others. Below, you’ll find the top-performing casinos that offer baccarat and accept cryptocurrencies.

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Table of content

What Is Crypto Baccarat?

In simple words, crypto baccarat is any game variant you can play with Bitcoin and other cryptocurrencies. It’s available on blockchain-based gambling platforms like the ones featured on this page. 

There’s no difference between crypto baccarat and standard baccarat in terms of rules and gameplay. The objective in both is to predict whether the Banker or Player hand will win with a total closer to 9, also known as a natural. So, you can choose from the Banker or Player bet. Other betting options, from Tie to side bets, are also available. 

A total is determined by adding the two cards. If the total is a two-digit number, the first digit is dropped. For instance, a total of 12 is 2 in baccarat. Also, the third card rule applies if the Banker’s or Player’s total is lower than 6. It applies automatically, so no need to worry about that.

Like other games based on blockchain technology, crypto baccarat is transparent, letting you verify the fairness of each round. In other words, crypto baccarat follows the provably fair gaming concept.

Lowdown on Main Bets in Baccarat

Although baccarat is a simple game, its betting options still need an introduction. Unlike other card games, like blackjack or poker, baccarat is not played against the dealer. Instead, you choose the side you believe will win by placing your bet. Below, we list the main bets you can play in all crypto baccarat variants.

Banker Bet

When you place the Banker bet, you predict that the total of the Banker’s hand will be closer to 9. It is the bet with the lowest house advantage, sitting at 1.06%. In most variants, this bet pays 0.95:1 due to a 5% commission the casino takes.

Player Bet

The Player bet differs from the Banker bet in terms of the house edge and payout. It has a house margin of 1.24% and pays 1:1, so no commission is taken.

Tie Bet

When we talk about the low baccarat house edge, we talk about the Banker and Player bet. On the other hand, the Tie bet is a riskier option, which pays when both hands have the same total. It has a steep house margin of around 14% and pays 8:1 in most cases. In some variants, Tie pays 9:1.

Baccarat Side Bets Explained

Players who want to add more excitement to the gameplay can try their luck at baccarat side bets. They vary from variant to variant, and they’re optional. So, you can play them from time to time for a chance to win a bigger payout.

Banker Pair, Player Pair and Perfect Pair are common side bets available in crypto baccarat games. By placing them, you predict that the Player’s or Banker’s first two cards will make a pair of cards of the same rank or a perfect pair. The latter means that both cards are of the same rank and suit.

Payouts for side bets can go as high as 500:1, but you must be aware that the house advantage is also quite high. For instance, the Perfect Pair side bet can pay 25:1, and the house edge is between 13.03% and 17.07%, depending on the number of decks in play.

Best Crypto Baccarat Variants

Crypto baccarat sites offer dozens of variants you can play on your desktop and mobile devices. Below, we list baccarat variants you should check out, explaining their side bets.

Punto Banco

The Punto Banco card game is the simplest form of baccarat. The only difference is that the terms Player and Banker are replaced by Punto and Banco. The Tie bet in this game pays 8:1. Optionally, you can play the Player Pair and Banker Pair bet for a chance to win an 11:1 payout. 

One of the providers that offers RNG-operated Punto Banco is Red Tiger. At the same time, its live version is powered by Evolution, and you can play it at Roobet Casino.

Baccarat Multiplayer

If you are looking for a classic baccarat experience with a twist, we recommend Baccarat Multiplayer. It is one of BC Originals, available exclusively at BC.Game Casino. The game accommodates up to 6 players who can bet on Banker, Player or Tie and place two basic side bets – Banker Pair and Player Pair. In this game, Tie pays 9:1.

Super Speed Baccarat

Fans of fast-paced games should not miss out on Super Speed Baccarat, the game variant with a betting time of just 7 seconds. It comes from Evolution as a successor of Speed Baccarat, where the whole round lasts 27 seconds. 

The betting options, including side bets, are the same as in the standard game. Tie pays 8:1 unless the Red Envelope feature comes into play. It can be activated at random, boosting payouts for Tie and side bets to 88x.

Golden Wealth Baccarat

Evolution has launched several baccarat games with multipliers, like Lightning Baccarat. Golden Wealth Baccarat is another twist on the casino classic, offering five Golden Cards that carry multipliers of up to 8x. They are added to each round and can boost payouts by up to 512x on Banker and Player bets and up to 262,144x on Ties.

Bear in mind that Tie without multipliers pays 5:1 in this game. A 20% Golden Fee is automatically added to each bet so multipliers can be paid out.

Peek Baccarat

Some players prefer slow-paced games. If you are one of them, Evolution Peek Baccarat may be a perfect fit for you. It resembles Baccarat Squeeze, where the dealer reveals cards slowly while including a few more elements to make the game more engaging. 

In Peek Baccarat, players can have a peek at up to 4 cards and double or triple their initial bet based on what they have seen. However, this comes at a cost, with a 20% Peek Fee automatically added to every Banker or Player bet. Side bets remain the same – Banker Pair and Player Pair.

No Commission Baccarat

Available at RNG and live tables, No Commission Baccarat is a game variant where a 5% commission does not apply to Banker bet payouts. However, if the Banker’s hand is worth 6, you’ll win 0.5:1 instead of 1:1. The game also offers the Super 6 side bet, which works as insurance. If you place this bet and the Banker side wins with 6, you’ll win 15:1. 

Several providers at crypto casinos offer No Commission Baccarat, including Evolution and OneTouch.

Advantages of Playing Baccarat with Cryptocurrencies

There are many reasons to play baccarat with cryptocurrencies, from fast and cheap transactions to improved privacy. If you are still reluctant to try your luck at crypto baccarat, here are a few more. 

Innovative Games

On crypto gambling platforms, you can find a great variety of games, including those that are not available elsewhere. As for baccarat, it comes in numerous variants, at RNG and live casino tables. Some of them are innovative takes on the casino classic, providing players with an opportunity to win big.

Provably Fair

As mentioned earlier, crypto baccarat guarantees transparency. Since it’s based on blockchain technology, it records the outcome for each round and lets you check its randomness. Therefore, you can enjoy provably fair gaming if you go for crypto baccarat.

Early Access

Some crypto casinos offer new games before they’re officially released. As a result, you can access them and try them out before anyone else.

No Boundaries

Crypto casinos are available almost everywhere. So, regardless of the legal status of online gambling in your country, you can enjoy baccarat using cryptos in most cases.

Disadvantages of Playing Crypto Baccarat

Of course, playing at crypto casinos is not all roses. There are a few things to keep in mind if you intend to play crypto baccarat.

  • No local authorities: There are only a few jurisdictions where crypto gambling is recognized. Therefore, in 99% of cases, no local authority will be there for you if you want to file a complaint about a crypto casino.
  • No refunds: If you make a mistake while moving your funds to a crypto casino or from it, you won’t be able to make a refund, as these transactions are irreversible.
  • Price volatility: The prices of certain digital currencies can suddenly collapse, decreasing the value of your winnings.

How to Play Baccarat with Crypto?

If you have ever played baccarat online, you’ll play its crypto version without difficulty. To help you get started, we’ll walk you through all the steps you should take.

1

Pick a crypto baccarat site

This one is a no-brainer. Instead of spending hours searching for a trusted crypto casino, simply choose one from the list above. We’ve tested them, making sure they meet all the requirements to offer a safe and fair gaming experience.

2

Create an account

Provide all the details requested by the operator and accept the Terms and Conditions to complete the registration process. Use your credentials to log in.

3

Make a deposit

Before you deposit on a blockchain-based gambling platform, you must open a crypto wallet and fund it. Then, select the currency you want to use to play baccarat and complete the payment following the instructions on the casino site.

4

Choose a game

Baccarat may be an easy-to-play game, but you must get familiar with its rules. So, before you start wagering real money, learn how the variant you want to play works, especially when it comes to side bets.

5

Set your stake

Crypto baccarat games support a wide betting range, thus catering to players of various budgets. Find a table that suits you best and adjust your stake to make the most of your bankroll without exceeding the budget set aside.

6

Clear your winnings

Withdrawing your funds regularly is one of the essential things to do to play responsibly. So, before you start playing crypto baccarat, set your win limit. Once you reach it, cash out your winnings to avoid overspending.

Baccarat Strategy: Tips to Beat Baccarat at Crypto Casinos

Understanding baccarat rules is of the utmost importance to play the game successfully. But how to beat baccarat? First and foremost, baccarat is a game based on sheer luck. Therefore, no baccarat strategy guarantees success. Still, there are things you can do to improve your odds of winning.

  • Bet on Banker: This is one of the best bets you can play at crypto casinos, so make sure to place Banker bets regularly, even though they don’t award life-changing payouts.
  • Avoid Tie and side bets: Although you can go for a Tie from time to time, it’s not advisable to play it regularly because it has a high house edge. The same goes for optional side bets.
  • Consider using betting systems: Betting systems don’t guarantee that you will win but suggest wagering patterns that can help build your bankroll in the long run. One of the most popular is the Paroli system, where you double your bet after each win and return to your original bet after a loss.    
  • Manage your bankroll: When playing games of chance, such as baccarat, bankroll management is crucial, especially if you use betting systems. Set your budget and limits and stick to them.
  • Take advantage of bonuses and promotions: From welcome bonuses to loyalty programs, crypto casinos offer various incentives to depositing players. Find promos suitable for baccarat players and boost your bankroll to extend playtime.

To conclude this article, we must repeat that baccarat is a game of chance. Although most crypto baccarat variants offer roadmaps showing the game’s history and trends, you must remember that each round is an independent event. So, nothing can affect the outcome of the next round.

FAQ’s

The house edge represents how much of your bets the casino theoretically keeps. In crypto baccarat, the house edge starts at 1.06% for Banker bets and can go over 15% for certain side bets.

Since baccarat is a game of chance, no strategy can help you beat it. However, for the best odds of winning, you should go for the two main bets, especially Banker, and avoid Tie.

No Commission Baccarat is a game variant with a 5% commission not taken from Banker bet wins. But if the Banker wins with 6, you get paid 0.5:1.

No strategy can help you correctly predict which side in the game of baccarat will win, including the one designed by Mikki Mase.

While playing baccarat, you can apply the Martingale, Paroli, and 1-3-2-4 betting systems.

kristoffer casino expert gottagamble
kristoffer casino expert gottagamble

Casino Expert

Kristoffer is a seasoned expert in cryptocurrency and online gambling, active in both industries since 2014. With deep knowledge of blockchain technology and its impact on iGaming, he provides in-depth reviews and strategic insights to guide readers through the evolving world of crypto casinos with confidence and clarity.

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